After an accident or injury occurs, an insurance adjuster will likely asses the value of the claim you file. There are things you can do and say when speaking to your insurance adjuster that can help protect your rights and interests. How you handle communication with the insurance claims adjuster can make a huge difference in the outcome of your claim. In this blog, we give you tips about how to deal with insurance adjusters.
Review Your Policy
You should review your entire policy before meeting with an insurance adjuster. Your policy will have crucial details about your coverage and how to report a claim. You can usually access your policy details online from your insurer’s website. Know what is required in your policy and keep it nearby when you have your discussion with the adjuster.
Don’t Assume the Adjuster Is On Your Side
Insurance adjusters aren’t necessarily on your side. If the insurance company thinks that your claim will result in significant financial losses or potential exposure, the adjuster may try to settle your claim for a lower amount. The adjuster also may suggest that legal representation is not necessary, however, not having an attorney benefits the insurer, not you.
Watch Out for Settlement Traps
Adjusters may try to get you to settle your claim early. A few common settlement traps include:
- Offering Quick Settlements
- Pressuring You to Take a Settlement
- Offering Pre-Diagnosis Settlements
If you’re worried about an insurance adjuster pressuring you into a quick settlement, you should hire an attorney to protect your rights.
Contact our Louisiana team of personal injury attorneys to get started on your free consultation today.